XKAPITAL IT offers a structured tier system designed to scale with your capital and operational requirements. From standard market access to fully bespoke institutional service, each account delivers regulatory protection, elite execution and institutional-grade technology.
Upgrade your tier at any moment as your capital grows — onboarding is seamless and every prior account balance is preserved.
A standard account for market entry. Full regulatory protection with core platform access, priority support and advanced trading tools to establish your first positions.
Start TradingFor active traders seeking enhanced support, tighter spreads and a dedicated relationship manager with monthly reporting. Includes premium algorithms and AI analytics.
Start TradingThe institutional tier: round-the-clock dedicated management, premium algorithms, AI analytics, and bespoke portfolio oversight including private events and FIX API.
Start TradingCompare tiered benefits side-by-side and choose the account structure aligned to your strategy and capital.
Fully KYC onboarding in under 5 minutes. EU regulated, segregated tier-1 client accounts, uniform investor protection. Upgrade tier later as your capital scales.
Everything about Basic, VIP Professional and Institutional Prime tiers — onboarding, tier upgrades, swap-free and trader services.
Basic Standard (€100–€10k) is zero-commission spread pricing, standard queue execution, standard support with priority response within 24h — ideal for new or occasional retail traders. VIP Professional (€10k–€30k) unlocks raw ECN raw-spread pricing, €3/lot round-turn commission, 24/7 dedicated account manager, priority execution queue, weekly market briefings, AI analytics reports and VIP events. Institutional Prime (€30k+) delivers C-level 24/7 senior coverage, pure ECN colocated prime liquidity, FIX 4.4 / Drop Copy access, custom portfolio management, monthly & quarterly strategy reviews, and private conference invitations. Tiers upgrade automatically based on equity or on request.
Upgrades are automatic: once your equity reaches the next tier threshold for 2 consecutive business days, the tier unlocks immediately with no paperwork. You can also request a manual upgrade at any time by contacting your account manager — no extra deposit required. Downgrades are processed manually after a written request and take effect on the next business day to ensure correct margin and commission settings. Open positions always remain active during tier transitions. Client categorisation as Retail or Professional (MiFID II) is a separate status that affects leverage caps but can be reviewed quarterly.
Standard EU/EEA onboarding is fully electronic: upload a valid government-issued ID (passport, national ID or driver licence) plus one proof of address (utility bill, bank statement, tax letter or residency certificate) dated within the last 3 months. Automated OCR + AML check runs in under 10 minutes for 85% of EU applicants. Remaining 15% require 1 manual review pass within 4 business hours on business days. Professional client verification adds 1 short MiFID questionnaire (experience test or portfolio size screen) completed inside the portal). Institutions and entities require incorporation docs and director UBO register extracts — 1 business day for standard set up. Once approved, funding is live instantly.
Yes — XKAPITAL IT offers a 100% audited Islamic Swap-Free tier on the Standard, VIP and Institutional structures. Overnight interest (swap/rollover) charges on open positions held past 22:00 server time are replaced by a flat one-time flat administrative markup on open positions, published per instrument in the trader dashboard and subject to independent Sharia scholar-board approved certification valid across all instruments including equities and spot FX — no riba, fully transparent. Opening account minimum: €250 on Standard and account certificate issuance available on request in your welcome letter. Document.
Yes — all VIP Professional clients with equity above €5,000 receive a complimentary Equinix LD4 London VPS: 1 CPU core, 2GB RAM, 50GB SSD, Windows Server 2019 and sub-1ms latency to our primary MT4 gateway, full admin access, optional 24/7 automated monitoring with auto-restart and 99.99% uptime SLA, free MT4 license and pre-configured chart templates. Retail Standard clients can request the same package for €24/month. Institutional Prime clients receive a 4-core / 8GB dedicated VPS plus a complimentary secondary disaster-recovery VPS in Frankfurt with 14-day backups, custom routing and 24/7 dedicated NOC support.
Negative balance protection is permanently ON for every retail client by default with zero configuration — you can never lose more than your total deposited capital, even on highly-leveraged positions or sudden price gaps such as weekend gap events or crypto volatility. The system automatically cascades positions starting at the 50% margin call level followed by forced close-out at 20% equity. Full margin policy is documented in our Terms of Service and Trading Conditions. Professional client accounts can opt out of negative balance protection only if they sign a separate written waiver acknowledging the higher risk of margin-call liabilities.